For motorboat insurance call us on 01608 647400

boat across the sea

Insure My MOTORBoat

Motorboat Insurance

Discover the best motorboat insurance options in the UK with InsureMy. Our platform simplifies the process of comparing quotes, ensuring you find affordable and customized cover to suit your needs.

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The amount of people in the UK in 2017 who own a motorboat

Over 25 Years

We've been providing insurance for motorboat enthusiasts

£1.8 Million

The cost of the most expensive motorboat

Do I Need Motorboat Insurance?

Motorboat insurance is crucial for several reasons:
Legal Requirements:
In some regions, having a policy is mandatory to operate a motorboat. Check your local regulations to ensure compliance.
Financial Protection:
Accidents can lead to significant financial losses. Insurance helps cover repairs, replacements, and legal fees.
Liability Cover:
If you're responsible for an accident that injures others or damages their property, liability cover can protect you from costly lawsuits.
Peace of Mind:
Knowing you're covered allows you to enjoy your boating experience without constant worry about potential mishaps.

The Cost of Motorboat Insurance

The cost of motorboat insurance can vary widely based on several factors:

Boat Value:  Higher value boats typically have higher premiums due to the increased cost of repairs or replacement.
Usage: If you use your boat frequently or for competitive purposes, your insurance may cost more.
Location: Areas prone to severe weather or high boating traffic can affect insurance costs.
Driving Record: A clean boating and driving record can help lower your premium.


average premium per year with InsureMy

Factors Influencing Your Premium

Understanding what affects your insurance premium can help you make informed decisions and potentially reduce costs:

Choosing a higher deductible can lower your premium, but you'll pay more out-of-pocket in the event of a claim.
Safety Equipment:
Installing safety equipment such as GPS, radios, and fire extinguishers can reduce your premium.
Storing your boat in a secure location can decrease the risk of theft or damage, leading to lower insurance costs.
Boating Education:
Completing boating safety courses can demonstrate responsible boating behaviour and may qualify you for discounts.

Why Choose InsureMy?

At InsureMy, our goal is to provide you with the right cover for your motorboat. Our experience and market knowledge allow us to compare the best options for you, ensuring you get the cover you need at a price you can afford. Our process is designed to be fast, simple, and efficient, enabling you to find a policy in just minutes.

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Instant Cover

Get the best price and secure your cover instantly online.

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New for Old Contents Cover

Comprehensive protection for your boat’s contents, replacing old items with new ones.

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Discounts Available

Enjoy discounts on all our policies to help you save money.

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Custom Options

Thousands of customizable options to tailor your policy to your specific needs.


What Do We Cover?


What We Can Cover:

Theft, including accessories.

Accidental loss or damage including fire & storms

Third party liability cover up to £1m

Friends and family cover

Our Guarantee

We have a firm belief that our customers deserve the best.

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We won’t be beaten on price.

We price match all our quotes you can be confident that you’re getting the best deal.

Insurance you can trust.

We only use insurers we trust and know, our UK team are on hand to help.

Frequently Asked Questions (FAQs)

What does motorboat insurance typically cover?
Is motorboat insurance mandatory?
How can I lower my motorboat insurance premium?
Does motorboat insurance cover theft?
Can I transfer my insurance if I sell my boat?

Here for you

Our UK team is here to help you

Our team of dedicated insurance specialists are here to help, no matter what type of query, we’re ready for you.

Call us on 01608 647400

motorboat on the sea with mountains in the background

insurance you can trust

Compare Motorboat Insurance Today

Boat insurance you can trust

Find a policy that works for you and your insurer

You can call us on
01608 647400
Monday - Thursday 9am - 7:30pm, Friday 9am - 5:30pm, Saturday 9am - 5pm