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Stylish houseboat

Find the houseboat Insurance that's right for you

Houseboat Insurance

Houseboats come in all shapes and sizes from converted vessels on the Thames to Dutch barges in Kent and even some narrowboats. Having become more popular over the years they have become more homely and stylish than ever. At InsureMy we understand that each one of these unique homes needs a houseboat insurance policy that will help keep your house afloat!

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Average annual houseboat insurance

Over 25 years

We have been providing insurance for over 25 years

5 years

Customers stay with us on average for 5 years

is houseboat insurance necessary

Do I Need Houseboat Insurance?

Houseboats are just like any other house, albeit on the water, so of course they need insurance! 
Although unlike a normal house, you may only need third-party liability but be sure to check with the navigation authority that manages your waterway.

Get A Free QuoteTerms & Conditions Apply

What are the benefits?

Why Choose InsureMy?

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One simple form to fill out

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Multiple quotes

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Trusted houseboat insurers

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Lowest prices guaranteed

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We know boats

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Instant cover with custom options

Blue houseboat on a riverside by victorian houses
Get A Free QuoteTerms & Conditions Apply

what do we cover?

What is covered in houseboat insurance?


What Can We Cover?

Lifting & hauling out of the water


Fire, lightning, storm and explosion

Accidental & malicious damage

Personal accident cover of £15,000

Public liability up to £3 million

Family and friends cover

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What's Not Covered?

Loss, damage or theft if the dinghy was not secured properly

Legal cover

New for old cover

Round the world sailing

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What Can Affect Your Houseboat Insurance?

There are some factors that can affect your policy and we have listed the main ones below to watch out for.


Current condition of the houseboat (including age)


Marine survey findings


Houseboat usage



houesboat FAQS

FAQs For Houseboats

Find below some of the top houseboat insurance queries our customers ask.

How much is the average houseboat in the UK?
How much does it cost to live on a houseboat?
Does home insurance cover houseboat insurance?
Can you live on a houseboat permanently?
Blue and red narrowboats in a canal


Narrowboat Insurance

Large jet ski


Boat Insurance

Here for you

Our experienced support team is here to help you

Our team of dedicated insurance specialists are here to help, no matter what type of query, we’re ready for you.

Call us on 01608 647400

Compare insurance policies for your houseboat

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Boat insurance you can trust

Find a policy that works for you and your insurer

You can call us on
01608 647400
Monday - Thursday 9am - 7:30pm, Friday 9am - 5:30pm, Saturday 9am - 5pm