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Beach huts facing the sea

Find Your Beach Hut insurance today

Beach Chalet Insurance

An extra touch of elegance & comfort and an upgrade if you will of the traditional beach hut, beach chalets offer a few extra benefits, but this means they need a specialist insurance cover to keep them protected all year round.

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There are over 20,000 beach huts in the UK, including beach chalets.


The most expensive beach hut in Dorset sold for £575k

Up to £1,040

The amount some rentals charge per week to stay in a seafront beach chalet

beach hut insurance

What Is The Difference Between A Beach Chalet & A Beach Hut?

The main differences between a beach hut and a beach chalet are:
- You can sleep overnight in a beach chalet
- They are usually larger than your regular beach hut
- Some are made of brick instead of the standard wood
- They usually offer running water & electricity but it differs around the UK
- Beach chalets or lodges such as in Bournemouth have shower facilities

Get A Free QuoteTerms & Conditions Apply
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Shepherds Hut Insurance

row of different coloured beach huts taken from the back


Beach Hut Insurance

Keeping your hut safe

What Can You Expect From Beach Chalet Insurance With Our Panel?

We only work with specialist beach chalet insurers. That’s how we find you the best price on policies you’d struggle to find elsewhere.

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Instant cover
for your hut

Find the best price for you and get covered instantly online.

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New for old contents cover

Hassle-free new for old cover available for your contents

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Discounts available

Discounts available for all our policies.

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Custom options

We offer thousands of custom options to help you find a policy you'll love.

Large wooden shepherds hut

Perks & Benefits

Benefits Of Having Beach A Chalet

Whether rain or shine a beach chalet can be a cosy and comfortable stay for the day and night along with many other perks.


Safety & Security

Keep your belongings in the hut instead of on the beach.


Base For The Day

Having a hut is a designated spot for all the family, especially if they need a rest from the sun.


No Lugging Luggage

Keep everything you need in the hut for next time you visit the beach.



Hire out your beach hut & earn extra income.

Insurance you can trust

What Does Beach Hut Insurance Cover?


What's Included?

Weather damage, including from the sea

Cover if you rent out your beach chalet

Vandalism & theft

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What's Not Included

Broken windows if you haven't got shutters

Escaped water or any kind of electric/gas fault if you haven't switched off the mains

insuring customers since 1994

25 years of helping people find the best insurance

We only suggest policies from providers we know and trust.

Our customers stay for an average of 5 years

Our UK-based support team is here to help with any query.

That’s why over 150,000 people insure with us every year.

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Compare Beach Chalet Insurance

Hut insurance you can trust

Find a policy that works for you and your insurer

You can call us on
01608 647400
Monday - Thursday 9am - 7:30pm, Friday 9am - 5:30pm, Saturday 9am - 5pm