Protecting your caravan from unforeseen circumstances allows you to continue your travels stress-free. With appropriate insurance, you can safeguard your caravan, belongings, and yourself. A wide range of insurance options can be tailored to fit your specific requirements. Below is some information on each of the main comparable cover features:
Fire, Lightning, Earth, Explosion, Storm, Flood, theft and attempted theft of your caravan or contents and Accidental Damage (Saver product excludes accidental damage)
Protection If someone intentionally damages your property or your caravan is vandalised by someone else.
£2 Million and £5 million third party liability cover is available in case you accidentally cause damage to someone else's property or injure someone while using your tourer.
New For Old Cover
Replace your lost or damaged caravan with a brand new one instead of a used one (Market value cover). New for old cover is available for up to 10 years of age.
Market Value Cover
If your caravan is lost, stolen or damaged beyond repair, market value cover means you receive the current market value of your caravan to replace your caravan with the same or similar make and model.
If you plan on taking your caravan to Europe, this policy feature provides cover for accidents, damages and repatriation for up to 270 days per policy year.
Loss of use
If your caravan unusable during your holiday, cover is available for either hotel accommodation (excluding food and drink) or replacement caravan hire costs up to £75 per day for a maximum of 14 days.
Cover at home before/after holiday
Up to 24-hour window both before and after your holiday, protecting your caravan while it's at your home during these times. "Home" refers to your property, and doesn't include communal parking areas, public roads, or highways.
Meet our caravan expert
"Caravan insurance is a crucial aspect of owning a caravan, protecting against theft, fire, natural disasters and even, who knows, a rogue asteroid strike (I'm not joking, you never know when the skies might rain space rocks).
Having the right cover is important for ensuring the safety and security of your caravan and your travels. So, my advice to all you caravan enthusiasts out there is to invest in a good caravan insurance policy and hit the road with peace of mind. After all, it's better to be insured than to be left stranded on the side of the road with a broken down caravan and a "UFO" hovering above!" - Jon Hatton, UK Caravan Insurance Lead
Do I need caravan insurance?
While caravan insurance is not a legal requirement, it can save you from expensive fixes or replacements. It covers costs from accidents, theft, and weather damage like storms or floods. It also covers public liability if someone gets hurt or their belongings get damaged while you're at a caravan site. Your car insurance policy doesn't cover caravans. If there's a road accident and your caravan gets damaged, you'll have to pay for its fix or replacement. If the other driver caused the accident, their insurance might cover the damage, but it's not a sure thing. Caravan insurance takes care of these issues and more, whether your caravan is attached or detached from your car.
Caravan Insurance Costs
The cost of caravan insurance in the UK varies depending on multiple factors. These factors include; the make, value, storage location, type of cover (new for old, market value) and the age and experience of the policyholder. The average cost to insure a touring caravan is £150 per year, however it can range from £80 to £500 or more per year.
Keep in mind that the cheapest caravan insurance quotes may not necessarily be the best quotes in terms of the level of cover provided. It's a good idea to consider the excess, reviews, and the range of policy features as well as the price when comparing quotes.
Based on InsureMy touring quotes data, collected between January 2022 and January 2023, accurate as of February 2023
Caravan Insurance Price Estimator
Try out our user friendly caravan insurance price estimator! Get a quick and easy price estimate for your caravan in just a few simple steps. Follow the instructions below and get your estimate:
Caravan Value: Enter the current value of your caravan (between £0 and £60,000) in the text box on the right to start the process.
Age: Provide your age in the input field to help us work out your estimate.
Caravan Make: Choose your caravan's make/manufacturer from the drop-down menu. If you can't find your exact make, simply select "My caravan is not in the list."
Storage: Tell us where you keep your caravan when it's not in use. If you can't find a match please select the most appropriate option from the list.
The price is an estimate based on quote data collected by InsureMy between Jan 2022 and Mar 2023 for an accurate price please get a caravan insurance quote.
Here are a few tips to help you get the cheapest caravan insurance quote online.
Install security measures
Installing security measures such as trackers can help reduce the risk of theft, potentially reducing the price you pay by up to 20%.
Pay your premiums annually
Consider paying your insurance annually instead of monthly. By paying for the entire year upfront, you can avoid paying interest and potentially save money.
Store in a secure location
By storing your caravan in a secure location such as a CaSSOA site your insurance premium may be reduced by up to 20%.
Choose the right level of cover
Compare caravan insurance to make sure you have the right level of cover for your needs. Don't pay for policy features or optional extras that you don't need, but also make sure you have enough cover in the event of a loss.
Join a caravanning club
InsureMy offer discounts to members of caravanning clubs such as The Caravan Club (Caravan and Motorhome Club) and The Camping and Caravanning Club. This could be a way to save up to 7.5% on your insurance premium.
Increase your excess
Consider selecting a policy with a higher excess amount. Choosing a higher excess means that you will have to pay more in the event of a claim but it can also reduce your insurance premium.
Types of caravans we insure
Most of our insurance providers can cover a wide range of caravan types, including:
Why Insure your caravan with us
Why choose InsureMy?
One simple form to fill out
Multiple quotes in minutes
Choice of multiple products
Lowest price guaranteed
At InsureMy, we're committed to providing exceptional cover and customer service for your caravan adventures. We're proud to insurer 96,000 caravan insurance customers, including 71,000 touring and 25,000 static caravan owners. With over 25 years of experience, we are experts in the caravan insurance field.
Our comparative panel features more than 20 top-notch caravan insurance products to suit your specific needs. We constantly innovate and improve our offerings using technology and data, ensuring both new and existing customers have the best experience possible. Our team of over 100 employees includes well-trained insurance advisers specialising in touring and static caravan insurance. We take pride in offering professional yet personalised service to our policyholders. This dedication to customer satisfaction is why many of our policyholders are happy to recommend us to their friends and family. Choose InsureMy for reliable, comprehensive, and customer-focused insurance.
Frequently asked questions
Find below some of the top FAQ's when it comes to caravan insurance.
Where can I find my CRiS of VIN chassis number?
How do I protect my caravan against a storm?
Is it worth insuring my caravan in the winter?
Do you need to regularly service your caravan for the insurance?
Does my insurance cover temporarily taking my caravan home from a storage compound to prepare for a holiday?
Is my caravan covered by my home insurance?
Do you offer breakdown cover?
Are you on any caravan insurance comparison websites?