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There’s nothing more relaxing than a holiday. It’s a time to put your feet up and unwind. For some people, that might mean taking off to their own holiday home. While this is a great asset to have it can also bring its own headaches, proper insurance can offer peace of mind wherever you find yourself.
The percent of people in the UK with a holiday home or weekend cottage
Bath is the most profitable area within the UK to own a holiday home with avg. revenue of £2,221
The amount of Brits who have a holiday home abroad
Many factors can impact the price of holiday home insurance. Some things insurance companies will consider include:
Criteria and pricing can vary depending on your insurer. Getting a quote is the best way to determine how much holiday home insurance will cost.
UK holiday home insurance isn’t a legal requirement. While mortgage providers might insist you get buildings insurance, you don’t need to take out holiday let insurance. However, it’s something you should definitely consider. While regular building and contents insurance will cover certain aspects of your holiday home, it won’t cover everything. For example, holiday let insurance can provide public liability cover. This means if a guest was to injure themselves at your property, you are legally protected.
Although holiday home insurance shares similarities with regular home insurance, it can cover much more. Details on what or what’s not covered can be found in the below:
Up to 30 days of coverage for unoccupied homes
Loss of income
Employer liability (to cover people you employ, such as gardeners and cleaners)
Long term lets
Overseas holiday homes
Homes with 7 or more bedrooms (even if not used as a bedroom)
Non-standard house types (such as log cabins, thatched roofs and chalets)
Renting your holiday home to riskier groups such as hen and stag do's
Read below some of the most common FAQ's when it comes to holiday insurance.
Holidays should be relaxing, so give yourself peace of mind knowing your holiday home is covered. Insuremy work with handpicked insurance providers to get you a range of quotes to suit your needs. Click here to get your quick and easy online quote today!
Our customers stay for an average of 5 years
That’s why over 150,000 people insure with us every year.
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