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Holiday Home Insurance

There’s nothing more relaxing than a holiday. It’s a time to put your feet up and unwind. For some people, that might mean taking off to their own holiday home. While this is a great asset to have it can also bring its own headaches, proper insurance can offer peace of mind wherever you find yourself.

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The percent of people in the UK with a holiday home or weekend cottage


Bath is the most profitable area within the UK to own a holiday home with avg. revenue of £2,221


The amount of Brits who have a holiday home abroad

the cost of holiday home insurance

How Much Is Holiday Home Insurance?

Many factors can impact the price of holiday home insurance. Some things insurance companies will consider include:

Property size

Property price

Property location

Contents of property

Likelihood of flooding

How often the property is occupied

Criteria and pricing can vary depending on your insurer. Getting a quote is the best way to determine how much holiday home insurance will cost.

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holiday home insurance explained

Do I Need Holiday Home Insurance?

UK holiday home insurance isn’t a legal requirement. While mortgage providers might insist you get buildings insurance, you don’t need to take out holiday let insurance. However, it’s something you should definitely consider. While regular building and contents insurance will cover certain aspects of your holiday home, it won’t cover everything. For example, holiday let insurance can provide public liability cover. This means if a guest was to injure themselves at your property, you are legally protected.  

holiday home insurance cover

What's Covered By Holiday Home Insurance?

Although holiday home insurance shares similarities with regular home insurance, it can cover much more. Details on what or what’s not covered can be found in the below:


What's Covered

Buildings cover

Contents cover

Up to 30 days of coverage for unoccupied homes

Accidental damage

Loss of income

Public Liability

Employer liability (to cover people you employ, such as gardeners and cleaners)

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What's Not Covered

Long term lets

Overseas holiday homes

Homes with 7 or more bedrooms (even if not used as a bedroom)

Non-standard house types (such as log cabins, thatched roofs and chalets)

Renting your holiday home to riskier groups such as hen and stag do's


Holiday Home Insurance FAQ's

Read below some of the most common FAQ's when it comes to holiday insurance.

What is considered a holiday home?
What is holiday home insurance?

get cover for your holiday home

Get A Free Quote For Holiday Home Insurance

Holidays should be relaxing, so give yourself peace of mind knowing your holiday home is covered. Insuremy work with handpicked insurance providers to get you a range of quotes to suit your needs. Click here to get your quick and easy online quote today!

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Our UK-based support team is here to help with any query.

That’s why over 150,000 people insure with us every year.

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Our team of dedicated insurance specialists are here to help, no matter what type of query, we’re ready for you.

Call us on 01608 647400

Modern looking home by the sea

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01608 647400
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