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“Static caravan cover is a vital part of owning your home away from home, shielding you from theft, fire and natural disasters. Ensuring you have the proper cover in place is essential for the safety and security of your static caravan and your cherished leisure time. My advice to all you proud static caravan owners is to invest in a comprehensive insurance policy, so you can kick back and relax with an absolute peace of mind."
- Jon Hatton, UK Caravan Insurance Lead
In the UK, you aren't legally required to insure a static caravan, but it's still smart to have insurance in place. Your static caravan is your special getaway, where you make precious memories with loved ones. Good insurance keeps your holiday home safe from unexpected events covering many risks, like fire, theft, and storm damage.
The best policy will consider your static caravan's unique features, like its age, market value at the time of quoting, its location, and offer cover suited to your needs. Without insurance, you could be on the hook for repair costs or even total replacement, which could be expensive and strain your finances. Static caravan insurance brings peace of mind, letting you enjoy your holiday home worry-free.
The cost of static caravan insurance can be influenced by several factors such as; the age and value of your caravan, its location, the security measures in place, the level of cover you require, any optional extras you choose to add and your claims history.
On average, the annual cost of static caravan insurance is around £157, but prices can vary from £90 to over £510, with the value of the static caravan being the largest driver. Cheap static caravan insurance may not always provide the best cover. When comparing quotes online be sure to compare the policy excess, reviews, and the cover features of available as well as the price.
Based on InsureMy static quote data, collected between January 2022 and March 2023, accurate as of March 2023
Security devices like alarms, deadbolts, and security cameras can improve the security of your static caravan. This can reduce the risk of theft or damage. As a result, your premium may be lower.
If possible, opt to pay your premium annually rather than in monthly instalments. Many insurers offer discounts for policyholders who pay upfront.
Insurers consider the location of your static caravan when determining your premium. Selecting a site with low crime rates and minimal flood or storm risks can help you secure a lower premium.
Only select additional cover options that are essential for your specific needs, as adding unnecessary extras can increase your premium.
Having no claims history shows insurers that you are a low-risk policyholder. This can lead to lower premiums in the long run.
By choosing a higher excess (the amount you pay towards a claim), you can often lower your premium. However, ensure you can comfortably afford the excess in the event of a claim.
We aim to give you, as a valued customer, the best policy deals for your static caravan. Not only that but here is just a few of the perks you can expect to receive that you will struggle to find elsewhere.
Hassle free new for old cover available.
Find the lowest market price from our partners.
Discounts available for all our policies.
We offer thousands of custom options to help you find a policy you'll love.
Our team of dedicated insurance specialists are here to help, no matter what type of query, we’re ready for you.
Call us on 01608 647400
Our customers stay for an average of 5 years
That’s why over 150,000 people insure with us every year.