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Compare static caravan insurance with a panel of top UK providers. Our online comparison tool streamlines the process, ensuring you get the correct cover you need for your static caravan. Compare online or give us a call!
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UK caravan insurance
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Experience in insuring caravanners
“When comparing static caravan insurance, it is important to look beyond the headline price. Check whether the policy offers new-for-old or market-value cover, and make sure the insured value includes more than just the cost of the caravan itself.
You may also need to account for decking, sheds, outbuildings, removal, disposal and re-siting costs. If you let the caravan to paying guests, use it as your main residence, or leave it unoccupied during winter, you should disclose this to the insurer because different terms and conditions may apply.
Customers should also check the policy excess, public liability limit, storm and flood cover, accidental damage cover, and any winter drain-down or security requirements. Cover varies between insurers, so always read the policy wording and confirm that the policy reflects how the caravan is actually used.”
About the reviewer:
Jon Hatton is InsureMy’s UK Caravan Insurance Lead and has experience helping customers understand caravan insurance options, policy requirements and common cover considerations.
Last reviewed 30th June 2026.
- Jon Hatton, UK Caravan Insurance Lead
In the UK, you aren't legally required to insure a static caravan, but it's still smart to have insurance in place. Your static caravan is your special getaway, where you make precious memories with loved ones. Good insurance keeps your holiday home safe from unexpected events covering many risks, like fire, theft, and storm damage.
The best policy will consider your static caravan's unique features, like its age, market value at the time of quoting, its location, and offer cover suited to your needs. Without insurance, you could be on the hook for repair costs or even total replacement, which could be expensive and strain your finances. Static caravan insurance brings peace of mind, letting you enjoy your holiday home worry-free.
A static caravan is a major purchase, and repair or replacement costs can be significant. Standard site fees do not usually cover damage to your caravan or your belongings, so it is important to check what protection you have in place.
Static caravan insurance can help if your caravan is damaged by events such as:
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The cost of static caravan insurance can be influenced by several factors such as; the age and value of your caravan, its location, the security measures in place, the level of cover you require, any optional extras you choose to add and your claims history.
On average, the annual cost of static caravan insurance is around £121, but prices can vary, with the value of the static caravan being the largest driver. Cheap static caravan insurance may not always provide the best cover. When comparing quotes, look beyond the price alone. Check the policy excess, cover limits, exclusions and customer reviews as well.
Based on InsureMy static quote data, collected between June 2025 and June 2026, accurate as of June 2026
Approved locks, alarms or other security measures may reduce risk and could affect the premium offered by some insurers.
If possible, opt to pay your premium annually rather than in monthly instalments. Monthly payments may include interest or finance charges and many insurers offer discounts for policyholders who pay upfront.
Insurers consider the location of your static caravan when determining your premium. Selecting a site with low crime rates and minimal flood or storm risks can help you secure a lower premium.
Select cover that reflects your actual needs. Do not remove important protection solely to obtain a lower premium.
Having no claims history shows insurers that you are a low-risk policyholder. This can lead to lower premiums in the long run.
By choosing a higher excess (the amount you pay towards a claim), you can often lower your premium. However, ensure you can comfortably afford the excess in the event of a claim.
We aim to give you, as a valued customer, the best policy deals for your static caravan. Not only that but here are just a few of the perks you can expect to receive that you will struggle to find elsewhere.
Compare available valuation options, subject to caravan age and insurer criteria.
Get cover today from one of our trusted insurers.
Obtain a quote online or speak to the static caravan insurance team.
Depending on the provider, options may include contents, accidental damage, letting cover and public liability.
Our customers stay for an average of 5 years
That’s why over 230,000 people insure with us every year.
