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Renovation Insurance

Creating your dream home can be one of the most rewarding projects you can undertake, but without the right insurance, things can quickly get off track. You’ve sketched the blueprints, budgeted your money, and it’s time to begin your eagerly anticipated home renovation project. Find out more about the insurance you need during a home renovation and get a free online quote today.

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Do I Need Renovation Insurance?

Renovation insurance is not a legal requirement, and not every project requires it. Your standard insurance plan usually covers makeovers such as a new kitchen or bathroom. However, always make sure to check your policy before carrying out any work. Standard insurance will not cover large-scale, time-consuming renovations. Renovation insurance is the best solution if you’re putting a lot of money and time into a home improvement project. Turning your home into a building site is a big step and can quickly become stressful, so take a load off your mind and protect your home with renovation insurance.

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Why Choose InsureMy For Your Renovation Insurance?

At InsureMy we want your renovation plans to go as smoothly as possible and that's why we only work with trusted specialist renovation insurers across the UK. Here are just a few InsureMy perks you may struggle to find elsewhere:

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Exclusive discounts

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Instant cover

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One simple form

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Trusted specialist UK insurers

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Multiple quotes in under 2 minutes

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Lowest price guaranteed

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renovation insurance

What Is Covered In Renovation Insurance?

Renovation insurance covers everything to do with your home improvement project. Policies can be tailored to suit your needs but generally covers the following:


Damage to existing home structure or new build, including damage by fire, flood, subsidence, heave, or landfill


Damage to neighbouring properties


Theft or damage to personal possessions within the property


Injury caused to someone while on your property (public liability)


Injury caused to a worker you have employed (employee liability)


Theft, damage or injury caused while the house is unoccupied.

However, it’s important to remember that cover can vary depending on your provider. To ensure you’re getting the level of coverage you require at the best price, don’t hesitate to contact us now!

The cost of home Renovation insurance

How Much Does Renovation Insurance Cost?

The cost of renovation insurance can differ from provider to provider. It’s also dependent on many factors, meaning the price can vary. Some aspects that can affect the price include:

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How much renovation has been planned

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Expected time scale of the work

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The estimated costs of the project

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The overall rebuild cost of the project

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House Renovation FAQs

How is renovation insurance different to normal insurance?
Can you rely on your contractor’s public liability insurance?
Do you have to get renovation insurance?
Do you have to change policies afterwards?
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Our team of dedicated insurance specialists are here to help, no matter what type of query, we’re ready for you.

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01608 647400
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