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Should You Buy or Hire a Motorhome for Your Next Trip?

August 28, 2025

Deciding between buying or hiring a motorhome? Explore the pros, cons, costs, and insurance options including cheap UK motorhome insurance. Get expert tips from InsureMy.

There’s something liberating about hitting the road in a motorhome, your holiday starts the moment you turn the key. Whether you're dreaming of a scenic road trip through the Lake District or a beachside escape in Cornwall, the big question is: should you buy or hire a motorhome?

This decision depends on your lifestyle, travel plans and budget. Let's explore the pros and cons of buying vs hiring a motorhome with our tips.

 

Buying a Motorhome: Long-Term Freedom

If you’re a frequent traveller or planning long-term trips, buying a motorhome can be a worthwhile investment. There’s a wide range of motorhomes for sale UK – from compact campers on Autotrader motorhomes to luxury liners perfect for extended tours.

 

Pros of Buying:

Freedom to travel anytime without relying on bookings.

Customise your motorhome with the best motorhome sat nav, kitchen gear, or entertainment.

Potential for resale value, especially if you buy from reputable dealers.

 

Cons of Buying:

Higher upfront cost.

Ongoing expenses like motorhome insurance UK, storage, servicing, and tax.

Commitment: you're locked into ownership, even if your travel style changes.

 

If you’re considering purchasing, don’t forget to visit events like the NEC Motorhome Show or the Caravan and Motorhome Show to compare models in person.

 

Hiring a Motorhome: Flexibility Without the Commitment

New to motorhome holidays? Hiring is a smart way to dip your toes in without the upfront costs.

 

Pros of Hiring:

Great for occasional trips or test-driving different models.

No maintenance or insurance worries: most motorhome hire UK options include temporary motorhome insurance and motorhome European breakdown cover.

Ideal for specific plans like a one-off continental adventure.

 

Cons of Hiring:

Limited availability during peak seasons.

Costs can add up over multiple trips and at some point, buying becomes more cost-effective.

 

Other Key Considerations

Lifestyle Fit

Ask yourself: how often will you travel? Are you part of a group like the Caravan and Motorhome Club? Will you explore solo, or bring the whole family?

Insurance

Whether you own or hire, motorhome insurance is essential. For buyers, it's worth shopping around to find cheap motorhome insurance or compare motorhome insurance policies to get the best deal. Look for providers offering insurance for motorhomes UK with optional motorhome European breakdown cover if you’re heading abroad.

Trusted Insurance Without the Hassle

At InsureMy, we understand your motorhome is a true home away from home. That’s why our goal is to help you get the cover that works best for you. Compare quotes from tried and tested motorhome and campervan insurance specialists, all in one place and in less than two minutes. What’s more, we guarantee to find you the lowest price.

Get a motorhome insurance quote today with InsureMy

 

Final Thoughts

Both buying and hiring have their perks. Hiring offers a low-commitment, flexible option for occasional travellers or those new to the lifestyle. Buying suits seasoned explorers ready to invest in their travel dreams.

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Find a policy that works for you and your insurer.

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