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A Quick Guide to the Cost of Caravan Insurance

Find out how much it could cost to insure your caravan and how you could save money on your premiums. Multiple caravan insurance quotes in just two minutes.

car towing a caravan

As caravanning continues to grow in popularity, more and more people are looking to protect either their statics or touring by investing in insurance. But just how much can you expect to pay for caravan insurance? Well, that depends on several factors. InsureMy is here to help you find out how much it could cost and how you could save money on your premiums.

Factors Influencing Caravan Insurance Cost

Every model and owner's circumstances are different, so the cost of caravan insurance varies from case to case. The price of your caravan insurance can be influenced by:

  • The value
  • The cost of repairs and replacement parts
  • The level of protection you choose (e.g. market value or new for old replacement)
  • Any extras you need, such as cover for awnings
  • How it is secured (e.g., types of locks)
  • Where you store it in the day and at night
  • Your age and location
  • Your driving and claims history
  • The policy excess

Average Caravan Insurance Cost

To give you a ballpark figure, in 2022 the average caravan insurance premiums being paid were as follows:

While these figures provide a general idea, remember that individual costs can vary significantly based on the factors mentioned above.

Tips to Reduce Your Caravan Insurance Premium

If you're looking for ways to reduce your caravan insurance premium, consider these tips:

  • Improve security: Extra security measures like installing advanced locks, alarms or even caravan trackers could potentially lower your premium.
  • Build up your no-claims bonus: Many insurers offer discounts if you have a history of no claims.
  • Join a caravan club: Being a member of groups such as the Caravan and Motorhome Club or the Camping and Caravanning Club can often get you a discount.
  • Store at a CaSSOA registered site: Storing your caravan at a Caravan Storage Site Owners’ Association (CaSSOA) site could also earn you a discount.

We hope this blog post helps demystify the cost of caravan insurance. If you have any questions or would like more information, consider contacting our team. They can help you navigate the various options available and choose the best policy for your specific circumstances.

Keep in mind that it’s not always about finding the cheapest options. It’s about finding the right cover that gives you peace of mind and protects your investment. Happy caravanning!


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